Collector car insurance

[Luva65wagon]

I use Hagarty and have had no claims, so I can't tell you how good they would be to work with in a real "situation", but I did some research before going with them and found nothing but good things said about them. They took my value no questions asked -- no $300 appraisal needed. I did have to send them some recent pictures from all sides, which satisfied their needs apparently. There are downsides to collector car insurance; like, no daily drivers, no parking it out on the street at night (it must have a garage for it at all times) and a few other things I can't recall this late at night. Anyway, if it's for anything close to a show car, this is the way to go. I pay $105 a year for full coverage. I paid just over $500 a year through Pemco (full coverage as well).

[pbrown]

I looked at some. The car must be kept in a garage. There is an anual mileage cap (5K I think). No racing and no NOS.